Dual-Market Divergence: Bayesian 12.39% vs MarkoSammul 23.10% — What the Spread Reveals

The two loan markets now show a striking 10.7-point divergence: Bayesian's primary market at 12.39% YES versus MarkoSammul's secondary market at 23.10% YES. This spread reflects different structural rules — MarkoSammul's market carries an explicit 'No Third-Party Bailouts' clause while Bayesian's market evolved through three protective rule changes. The divergence suggests informed traders are pricing the structural differences in repayment pathways, with Bayesian's market offering stronger NO signals due to the account takeover exclusion and purposeful-send requirement.